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Commercial Auto Liability Insurance is a necessity if your business transportins people or goods using company vehicles. Below is the basic package of Commercial Automobile Coverage offered by most commercial insurance companies.

• Auto liability
• Medical payments
• Comprehensive coverage
• Collision coverage
• Uninsured and underinsured motorists coverage
• Coverage for autos you borrow or rent
• Coverage for employees using their cars for the business

Commercial Auto Liability will protect you in the event of damage or injuries to third parties, and Commercial Property Insurance will insure your vehicles and goods you may transport.

Tips to help lower Commercial Auto Insurance rates:

• A good driving record for those who drive official vehicles
• Participation in a defensive driving program to prevent accidents
• Develop a periodical maintenance program for all the vehicles
• Raise deductibles to save money on the policy premium
• Cover as many vehicles as possible under a single policy (A multiple commercial auto
   insurance policy is cheaper than individual policies)
• If an individual has not filed claims for policy benefits, then he/she may be entitled to a
  ‘no-claims’ bonus
• Buy a long term commercial vehicle insurance policy

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